Buying your first home is exciting — and a little overwhelming. Here is a simple, step-by-step plan to make it smooth.
1. Fix your budget
Add up your savings for the down payment (usually 10–20% of the price) and check how much home loan you are eligible for. Remember to keep money aside for stamp duty, registration and interiors.
2. Choose the right locality
Think about your daily commute, schools, hospitals and future infrastructure. Areas around Dwarka Expressway and Golf Course Extension Road are popular for new projects, while Golf Course Road offers established premium living.
3. Ready-to-move or under construction?
Ready-to-move homes let you shift immediately with no waiting risk. Under-construction homes can cost less but take time — always check the project’s RERA registration and the builder’s delivery record.
4. Check the documents
- Title deed and chain of ownership
- RERA registration (for new projects)
- Approved building plan and occupancy certificate
- No-dues certificate from the society/builder
5. Visit, negotiate, and close
Visit the property at different times of day. Once you are sure, negotiate the price, sign the agreement and complete the registry.
Need help? Our advisors handle site visits, negotiation and paperwork for you — free.
